Smartwatch Insurance

A watch used to tell the time, and if it was super-special, the date too. Nowadays, your wrist deserves a far better companion, one that can perform a ton of novel tricks that'll keep you entertained for hours. Trouble is, while the smartwatch may be a genius, it's also a fragile beast. Smarten up and get it protected.

Here for those Oh No! Moments

  • They're expensive to replace

    An Apple Watch can cost over £350. Monthly insurance premiums can cost just a few pounds.
  • Missing in action

    The classic case of the smartwatch left in the gym changing room. Even Miss Marple can't solve that one.
  • They go all dumb on you

    Frozen screens. Blank screens. Nothing to see here.
  • You can cover them overseas

    Holiday hazards lurk everywhere. Can you really afford to be without cover?

Why use Protect Your Gadget?

So you've gone and got yourself a smartwatch. Good choice. All you need now is a super smartwatch insurance policy to protect it. You've invested a lot of money in a watch that will pretty much run your entire life for you. It'll help you meet your fitness goals, add songs to your playlist (check out the Shazam app, it's shamazing), let you read your text messages, some of them even let you pay for stuff FROM YOUR WRIST. Ten years ago that would've sounded absolutely bonkers but, hey, it's genius! They're game changers for many people, so it's well worth taking out some insurance to make sure you're covered if something should go wrong. And things do go wrong.

It doesn't matter how much your smart watch cost to buy, once you get one on your wrist, they're addictive. Could you cope if you didn't know how many steps you'd taken today, or couldn't sneak a look at your text messages during a boring meeting on a Monday morning? And not forgetting the obvious - actually see what time it is! OK, so you probably could, but you wouldn't want to.

Protect Your Gadget will help you find an insurance policy which will ensure minimum disruption to your digital lifestyle, with fast turnaround times for repairs or replacements, overseas cover for your trips away, and cover that suits your needs. There's policies to cover the mighty Apple Watch, as well as Samsung, Android, LG, and Huawei models. Ready to give us a try?

Try Us Out

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UK Customer

Key Benefits

By highlighting key benefits on your quote results we make it quick and easy to compare policies like-for-like

  • Instant Cover
    Want it now? See at a glance which policies provide instant cover
  • Unlimited Claims
    Accident prone? No problem, a number of policies allow an unlimited number of claims
  • Pay monthly at no extra cost
    Woohoo! There are no extra charges for paying your premium monthly rather than annually

Smart Watch Insurance Guide

Considering insuring your smartwatch? Read our helpful smartwatch insurance guide first.

Read Guide

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Like what you see? Compare smartwatch insurance quotes.

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Common Questions

  • 1.Why should I use Protect Your Gadget to find smartwatch insurance?
    Protect Your Gadget is the only direct online comparison service operating within the field of smartwatch and gadget insurance in the UK. We search the smartwatch insurance market to find you the deal that best suits you and your budget. With access to many providers, who are competing against each other in an emerging market, Protect Your Gadget not only helps you compare the best rates around in one easy hit, but also guides you through the cover purchase process too.
  • 2.Will I be covered for liquid damage?
    This depends on the specific policy you purchase, so always check the policy summary before you buy. We do our very best to make it easy for you to see exactly what is included, and any exclusions, at the point of quote and within out policy summary pages.
  • 3.What if the damage to my smartwatch is cosmetic but it still works?
    Cover is only provided in cases where a watch is damaged to the point where routine functionality has been lost. If it is dented or scratched, for example, but still works as expected then repair or replacement will not be provided.
  • 4.My smartwatch is still under warranty. Why do I need separate cover?
    While you may get 12 months of cover under a manufacturer's warranty - which covers you for mechanical breakdowns - you won't be covered during those 12 months for cracked screens, liquid damage, loss, accidental damage or theft. Even extended warranties generally don't cover these events.

Answer

Protect Your Gadget is the only direct online comparison service operating within the field of smartwatch and gadget insurance in the UK. We search the smartwatch insurance market to find you the deal that best suits you and your budget. With access to many providers, who are competing against each other in an emerging market, Protect Your Gadget not only helps you compare the best rates around in one easy hit, but also guides you through the cover purchase process too.

This depends on the specific policy you purchase, so always check the policy summary before you buy. We do our very best to make it easy for you to see exactly what is included, and any exclusions, at the point of quote and within out policy summary pages.

Cover is only provided in cases where a watch is damaged to the point where routine functionality has been lost. If it is dented or scratched, for example, but still works as expected then repair or replacement will not be provided.

While you may get 12 months of cover under a manufacturer's warranty - which covers you for mechanical breakdowns - you won't be covered during those 12 months for cracked screens, liquid damage, loss, accidental damage or theft. Even extended warranties generally don't cover these events.

See all FAQs

You Get Covered.
They Get Connected.

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Got other tech too? Get value for money

We know some of you are teched up to the eyeballs. Buying a multi-gadget policy can cost less than insuring everything separately.

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