iPad, Kindle, Microsoft Surface – the list of tablets goes on and on. But, whichever e-reader you have, they have one thing in common, we are very dependent on them. Everyone from grandparents to toddlers are now tablet savvy – which also means they get used a hell of a lot and get taken everywhere too. Anyone who has had the screen on their tablets damaged knows how difficult they are to use (after all who wants to swipe a cracked screen?) but Protect Your Gadget insurance can provide cover for those ‘Oh no, not again’ moments.
Liquid damage: for those times you accidentally get your Apple iPad wet (like when you were videoing the kids on the white-water rapids)
Overseas travel: where you go, your Apple iPad can go too.
Mechanical breakdown: if you get the dreaded Apple iPad black screen.
Are there different levels of cover?
Yes. Depending on budget, you can choose between:
Protect: Accidental Damage, Mechanical Breakdown, £250 accessory cover, 60 days worldwide cover (per trip)
Protect Plus: Accidental Damage, Mechanical Breakdown, Theft, £250 Accessory cover, 90 days worldwide cover (per trip), Unauthorised usage (£2500), E-Wallet protection £500
Protect Premium: Accidental Damage, Mechanical Breakdown, Theft, Loss, £250 Accessory Cover, 120 Days worldwide cover (per trip), Unauthorised usage (£2500), E-Wallet Protection £500.
Wear and tear: Policies won't pay out for normal wear and tear, or cosmetic damage like scratches.
Virus damage: If your system gets wiped out by a virus, you won't be able to claim to get the damage repaired, or for any other loss relating to the virus.
An excess is the contribution you are asked to make towards a claim. You can have a choice of the amount of your excess - £150, £100 or £50 and there is an additional excess of £50 if a claim is made within the first 31 days of the policy starting. We always recommend you read the terms and conditions carefully, so you know what applies to you and your policy.
Is it preowned?
We insure gadgets that are purchased new or refurbished from a UK Vat registered company and that are up to 7 months old for a single gadget or no more than 36 months old when purchased with our bundles.
We can also insure your gadgets if they were purchased second hand or gifted to you, provided that you have the original proof of purchase and a signed letter from the original owner confirming that you own the gadget(s).
The signed letter must include the following details of your gadget(s):
Wear and tear:
Policies won't pay out for normal wear and tear, or cosmetic damage like scratches.
If your system gets wiped out by a virus, you won't be able to claim to get the damage repaired, or for any other loss relating to the virus.
For most people the most valuable thing about their device is not the physical device itself but the data that's on it.
Protecting this needn't cost you any money at all.
Ensure that you frequently back up your music, files, photos, videos, contacts and other data. Consider cloud storage options for your data as well as physical backups such as home computers or hard disk drives.
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